Insurance and Payments

At North Bay Eye Associates, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Insurances We Accept:

We accept aetna insurance
We accept blue view vision insurance
We accept Meritage medical network insurance
We accept Medi-Cal insurance
We accept Cigna insurance
We accept Medicare insurance
We accept Mesvision insurance
We accept VSP insurance
We accept United Healthcare insurance
We accept St. Joseph Health insurance
We accept Blue cross of california insurance
We accept Triwest Healthcare Alliance insurance
We accept HealthNet insurance
We accept MultiPlan insurance
  • Aetna
  • Blue View
  • Medi-Cal
  • MESC
  • VSP
  • UHC
  • MultiPlan
  • Medicare
  • SMGR
  • WPS/Triwest
  • RR Medicare
  • Blue Shield standard PPO or HMO
  • Health Net

*Please be aware that not all insurances cover our Optometrists, and Sutter does not cover any visits provided by Optometrists. Although we accept these insurances, coverage is not guaranteed. Please contact your insurance to ensure that your visit will be covered with the provider you are scheduled with prior to your visit.

Vision insurance

Vision Insurance

Our knowledgeable staff at North Bay Eye Associates are experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and answer any questions you may have regarding your benefits. The majority of vision plans are designed to cover basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our North Bay Eye staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and can discuss financing options with you prior to any examination. At North Bay Eye Associates, we also accept cash and major credit cards.

Contact one of our offices to schedule your eye exam today.